Our health plans fall into four categories.
The different insurance plan categories offer flexibility. So you can choose a health plan that‘s best for you and your family based on the amount of health care you‘re likely to need in the coming year. Below, you can see how costs change at each plan level.
* On average. The actual percentage you‘ll pay in total or per service will depend on the services you use during the year.
If you‘re healthy and don‘t go to the doctor often, you may want to choose a Bronze plan. With a Bronze plan, you may pay more out-of-pocket when you get care, but the advantage is that you save money on your monthly premium. Or you can choose one of the Gold or Platinum plans, which may cost more per month —but you‘ll pay a smaller share when you get covered health care services.
No one knows for sure what the next year holds. That‘s why all of these plans protect you from really high costs by paying 100% of your care above a certain amount —that‘s called your out-of-pocket maximum. You‘ll be able to see the details of each plan level, once you start shopping and comparing our health insurance plans.
Anthem health insurance and insurance through the Covered California marketplace
If you‘re eligible for financial help from the government —also called a subsidy —you can only get that subsidy if you buy a plan on the health care marketplace.
While you‘re shopping for a plan on our website, you‘ll see our subsidy calculator. It will help you figure out if you‘re eligible for a subsidy. If you qualify for a subsidy based on your income and family size we‘ll help you get to the marketplace so you can take advantage of your subsidy.
If you‘re not eligible for a subsidy, you can buy your plan directly from us. It‘s easy and convenient and most applications take less than fifteen minutes to complete.
To see if you're eligible for a subsidy, click the button below to visit the Covered California website. When you're ready to shop, you can find our plans on Covered California as well as on anthem.com.
